Fast Business Loans for Growing Kenyan Enterprises
Instant approval. No collateral. Built for small businesses, farmers, traders & entrepreneurs across Kenya.
INSTANT
After approval
SHABA
Get upto 50K
Trusted by 30,000+ clients across Kenya
Product
SHABA Loan
Our Product
Empower Your Business with SHABA
The SHABA Business Loan is specifically designed for Kenyan entrepreneurs who need quick, reliable capital to scale their operations. We believe in your potential, not just your paperwork.
No Collateral
Access funds without pledging your assets.
6 Months Ops
Minimum business operation requirement.
Flexible Growth
Repayment terms that match your cash flow.
Instant Cash
Direct disbursement to your M-Pesa.
Our Process
Simple Loan Process
From application to cash in your account - four simple steps
Get Onboarded
Submit your basic business and identification documents for verification.
Apply Loan
Select the loan amount that suits your business needs and repayment capacity.
Approve Loan
Our team reviews your application and notifies you of the decision quickly.
Get Your money
Funds are disbursed directly to your M-Pesa within 24 hours of approval.
Our Impact
Numbers That Speak
For Our Success
30K+
Happy Clients
$10M+
Disbursed
95%
Satisfaction
24/7
Support
Joseph Muthee
Consumer Electronics Retailer
"My electronics shop finally grew after I got quick financing during a busy season. Everything moved faster than I expected."
Fredrick Omondi
Fashion & Tailoring Specialist
"Orders were increasing and I needed extra machines fast. The process was smooth and I didn’t lose any clients."
Juliana Akinyi Okiya
Hospitality Entrepreneur
"I managed to renovate my hotel without shutting down operations. The support came at the right time."
Joseph Muthee
Consumer Electronics Retailer
"My electronics shop finally grew after I got quick financing during a busy season. Everything moved faster than I expected."
Fredrick Omondi
Fashion & Tailoring Specialist
"Orders were increasing and I needed extra machines fast. The process was smooth and I didn’t lose any clients."
Juliana Akinyi Okiya
Hospitality Entrepreneur
"I managed to renovate my hotel without shutting down operations. The support came at the right time."
Catherine Wangechi
Wholesale Distribution Trader
"Stock shortages used to stress me, but now I can restock quickly and keep up with demand."
Peter Kariuki
Barbershop & Grooming Specialist
"I upgraded my shop and started getting more walk-in clients almost immediately after."
Pauline Njeri
Catering & Hospitality Owner
"The extra equipment helped me handle bigger events without delays or stress."
Catherine Wangechi
Wholesale Distribution Trader
"Stock shortages used to stress me, but now I can restock quickly and keep up with demand."
Peter Kariuki
Barbershop & Grooming Specialist
"I upgraded my shop and started getting more walk-in clients almost immediately after."
Pauline Njeri
Catering & Hospitality Owner
"The extra equipment helped me handle bigger events without delays or stress."
Nationwide Service
Our Regional Network
Serving All of Kenya
We understand that we are operating in a dynamic environment and have evolved our strategy to maximize the opportunity in an increasingly digital world. With our full regional network, we are evolving to meet the changing needs of millions of customers across different borders. We are looking to expand from Kenya to the neighbouring countries.
Nairobi East
10 Branches
The questions we oftenly
get asked
Ready to take your business to the next level?
Join over 30,000 entrepreneurs who have grown their businesses with Brisk Credit. Apply today and get funded within 24 hours.
Get In Touch
let's Get Your
Business Growing
Ready to apply or just have questions? Our team is here to help. Reach out and we'll get back to you within hours.
Visit Us
Commodore Suites, Kilimani
Off Ngong Road, Nairobi, Kenya
Call Us
+254 713 329 268
Mon–Fri 8am–5pm · Sat 8am–1pm
Working Hours
Mon–Fri: 8:00am – 5:00pm
Sat: 8:00am – 1:00pm · Sun: Closed
Send Us a Message
we'll respond within 24 hours